LOGIN

Line Of Credit Sweeps

Safeguard your finances with Heritage Trust Micro-Finance Bank’s sweep accounts. Automatically move funds between accounts to ensure your checking account always has enough balance to cover expenses, while reducing interest costs and optimizing cash flow. Enjoy convenience and financial control with automated transfers that work for you.

Line of Credit Sweeps

  • Line Of Credit Sweep
    • Automatically transfer funds between checking and line of credit accounts.
    • Ensure checks and payments clear without overdraft interruptions.
    • Reduce interest costs by targeting automatic payments to your loan balances.
    • Customize thresholds – set target balances with guidance from your banker.
  • Zero Balance / Target Balance Accounts & Overdraft Protection
    • Automate account transfers to avoid overdrafts.
    • Reduce or eliminate reliance on credit.
    • Centralize cash for better control and efficiency.
    • Consolidate balances for funding needs while keeping transaction flow separate for tracking.
    • Gain peace of mind knowing your account is always covered.
  • Key Benefits
    • Minimize overdraft fees and penalties.
    • Maintain liquidity for everyday operations.
    • Streamline account management.
    • Improve financial planning and forecasting.
    • Enjoy automated solutions that save time and reduce stress.
1